For most home buyers and owners a financial transaction as large, with as many implications as buying a home or refinancing a mortgage something they only undertake a handful of times in a lifetime. This can make it a stressful experience for some. Here are a few tips to keep the mortgage process as stress free as possible:

1) Ask Questions
Don’t be afraid to ask about anything that is unclear. Your real estate agent, mortgage representative, escrow agent, closing attorney, and anyone else you work with on the mortgage is there to help, and you should feel free to ask as many questions as necessary.

2) Be Prepared
Start gathering the documents you know will be required early. Trying to put them together at the last minute can cause undue anxiety. [Read more...]